The Dunfermline & District Credit Union are a locally based community organisation that offers government guaranteed savings and loans facility to all of its members. The members hold shares in the DDCU, by making regular savings. The more money saved, the bigger amount of shares.
Once a member is has been saving for a minimum of 12 weeks, a member can apply for a loan. This will be at a fair and reasonable rate, and won’t more than you can afford. Repayments are easy, paid back over time. And in that time, you’ll still be able to put away something for your savings, so you’ll always have something to fall back on.
If you would like to join the DDCU, please pop along to the sessions with 2 forms of ID (one must be photographic, and one must have your address, dated from within the last 3 months), and £2 administration fee.