In April 2019, the Dunfermline Advice Hub moved into the Conduit Scotland premises. Conduit Scotland and Dunfermline Advice Hub (DAH) can help people access all sorts of local support to maximise their income, reduce their outgoings and raise awareness of their rights and entitlements. The DAH is a collective of organisations working in partnership to help people access local services easily and quickly.
Conduit Scotland are a CDFI – community development finance institution. A CDFI provides an alternative to high cost, short term lender, such as pay-day loan providers, or doorstep lenders. It is for people who are not eligible for mainstream credit, including bank loans or credit cards, and may not be able to access credit union loans.
Conduit Scotland know that affordable credit will pay its part in alleviating crisis and financial shock. Like the Dunfermline Advice Hub, they are not advice providers, but work with a wide range of local partners to ensure that customers are supported to build financial and social resilience.
Conduit Scotland offer a range of loan products from £100-1000, and repayment is flexible but normally 6-12 months. Applications can be made online, over the phone, or in one of their four shops. Application process is easy: they will ask for some personal details, income and expenditure, and some additional information might be required in some circumstances. Decisions are sent email, phone ore text, and loan amounts usually take around 3 working days to go into an account. There is a faster payment option available for a small fee. Sometimes, loan decisions can be made quickly while the customer is in the shop.
If you would like more information, or to apply for a loan, contact Conduit Scotland:
- Bathgate Shop: 01506 353824 / 79 Southbridge St, Bathgate, EH48 1TJ
- Dunfermline Shop: 01383 668478 / 31 Chapel Street, Dunfermline, KY12 7AW
- Falkirk Shop: 01324 464946 / 12 Bank St, Falkirk, FK1 1NB
- Kirkcaldy Shop: 01592 808748 / 34 High Street, Kircaldy, KY1 1LU